Unlocking Peace of Mind:
Comprehensive Health Insurance for All Ages and Supplemental Coverage

We understand the importance of having the right health coverage at every stage of life. That's why we offer tailored health insurance options and supplemental coverage for individuals both under and over the age of 65, ensuring that everyone can enjoy a healthy and worry-free life.

How to choose the right Health Insurance Policy

1

Determine Your Coverage Needs

Consider your current and future financial obligations, such as outstanding debts, mortgages, and the cost of living.

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2

Compare Policies

Compare policies from different insurance companies to find the best coverage and rates.

3

Seek Expert Advice

Consult with a Think Insured advisor, who can help guide you through the process and ensure that you're getting the best policy for your needs.

What is Health Insurance?

Health insurance is a type of insurance that helps pay for medical expenses, including doctor visits, hospital stays, prescription medications, and other healthcare services. You can access a range of healthcare benefits and services that help you stay healthy and manage medical costs.

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Types of Plans

There are several types of health insurance policies available, including:

Indemnity Plans - These plans allow you to choose any healthcare provider you want, without a network or referral requirement. You'll pay for services upfront, and then submit a claim to the insurance company for reimbursement.

Health Maintenance Organization (HMO) Plans - These plans require you to choose a primary care physician (PCP) within a network of healthcare providers. Your PCP will manage your healthcare needs and refer you to specialists as needed. HMO plans typically have lower out-of-pocket costs than other plans.

Preferred Provider Organization (PPO) Plans - These plans allow you to choose from a network of healthcare providers, and you don't need a referral to see a specialist. PPO plans typically have higher out-of-pocket costs than HMO plans.

Point of Service (POS) Plans - These plans combine features of HMO and PPO plans. You'll choose a PCP within a network, but can also see out-of-network providers for a higher cost